Operators
FORUS national operators are not franchisees in a conventional sense — they are co-builders of a national digital economic infrastructure. We are looking for exceptional operators with the vision, network, and capability to own that infrastructure.
Why Operators Build Durable Businesses
National payment infrastructure is a multi-decade asset class. The operators who built the original ATM networks, mobile money platforms, and card acceptance infrastructures in emerging markets generated returns that compounded for decades. FORUS operators are building the next generation of that infrastructure — with a full digital stack, from day one, backed by a global platform.
Operators retain 65% of revenue generated in perpetuity via the Triple-20-60 Distribution Model. As the network grows — more merchants, more consumers, more cross-border corridors — so does the revenue base. The flywheel effect means early operators benefit disproportionately from the growth they catalyse.
The Operator Scorecard
Market Access
Do you have existing relationships with merchant networks, financial institutions, or government entities in your target territory?
Regulatory Navigation
Can you engage with central banks, financial regulators, and licensing authorities — or do you have access to advisors who can?
Capital Capacity
Can you fund the territory investment, operations, and initial merchant incentives through to cash-flow positive?
Operational Track Record
Have you built, operated, or scaled a business with multi-site or multi-stakeholder complexity?
Network & Influence
Do you have the local credibility and relationships to drive early merchant adoption in your market?
Who We're Looking For
Established Business Operators
Franchise owners, retail groups, and regional business operators with existing local infrastructure and merchant networks.
Financial Services Executives
Leaders from banking, fintech, or payment sectors seeking to deploy next-generation infrastructure in their market.
Government & Regulatory Relationships
Operators with existing relationships with central banks, financial regulators, and government ministries.
Capital & Growth Partners
Investment firms and family offices who see the infrastructure play and want equity in a national-scale rollout.
Diaspora & Cross-border Operators
Entrepreneurs with deep ties to high-remittance corridors — the natural early adopters of transparent cross-border payments.
“We are not resellers. We are not agents. We are nation-builders.
We accept responsibility for deploying sovereign digital economic infrastructure in our territory. We commit to growing the network — because when the network grows, we grow. We operate with full accountability to our merchants, our users, and to the FORUS standard.
We believe the future of commerce is borderless, inclusive, and transparent. We are building that future — one transaction at a time.”
Central vs Operator Responsibilities
| FORUS Global | National Operator |
|---|---|
| Core platform & protocols | Territory deployment & operations |
| Stablecoin issuance & treasury | Merchant acquisition & onboarding |
| MHX token governance | Regulatory licensing & compliance |
| Global settlement network | Local customer support |
| Product roadmap & R&D | Marketing & brand localisation |
| Partner integrations | Government & banking relationships |
CASE STUDY · EASTERN CAPE, SOUTH AFRICA
Wealth on Wheels (WOW)
An integrated digital transformation of the minibus taxi industry in the Eastern Cape — one of South Africa's most complex and high-volume informal transport networks. The FORUS Digital platform enables full vertical integration of the industry: cooperative membership, payments, working capital finance, and data — in a single stack.
181
Cooperatives
80,000
Drivers
3M
Passengers
ZAR 5B
Monthly Volume
As a national operator, you build the network by recruiting partners — merchants, banks, cooperatives, government bodies, fintechs, and more. Each participant type has a specific value proposition. We've prepared the go-to-market case for every one of them.
See all network partner value propositions →Ready to begin? Submit your application