Global Network
FORUS is executing a land-grab strategy in 60 countries across three phases. Phase 1 establishes anchor markets in Africa. Phase 2 expands regional clusters. Phase 3 connects the global network.
Network Participants
FORUS connects all existing networks under one interoperable standard — enabling mass adoption of digital currencies by embedding secure payments into everyday technology. Every participant type connects to the same infrastructure:
Central Banks
CBDC issuance, monetary policy, reserve oversight
Commercial Banks
Stablecoin custody, lending, settlement accounts
Fintechs
API integrations, niche products, developer ecosystem
Network Operators
National deployment, merchant acquisition, compliance
Corporates
B2B payments, payroll, supply chain finance
Merchants
Acceptance, eCommerce, working capital finance
Cooperatives
Member payments, shared revenue, group finance
The Land-Grab Strategy
Financial infrastructure follows a winner-take-most dynamic. The operator who achieves merchant density first becomes the de-facto standard in their market. FORUS is deliberately sequencing expansion to maximise network effect velocity — each new country adds cross-border corridors for all existing countries. By the time Phase 3 is fully deployed, the economic flywheel is self-sustaining across 60 interconnected markets.
Phase 1 — Anchor Markets
Phase 2 — Regional Clusters
Adjacent markets where Phase 1 anchor operators have natural cross-border corridors. Each Phase 2 market multiplies the value of existing Phase 1 corridors — adding new transaction pairs and new merchant networks.
Phase 3 — Global Rollout
Full global connectivity. By Phase 3, the FORUS network spans 60 countries — each a sovereign node in a genuinely global settlement infrastructure.
Priority Sectors
| Sector | Opportunity | Phase |
|---|---|---|
| Street Retail & Markets | Billions in informal cash transactions daily | 1 |
| Cross-Border Remittances | $700B+ annual flows with 6–10% fees | 1 |
| Gig & Informal Workers | Unbanked workforce receiving cash wages | 1 |
| SME Trade Finance | High capital friction for small businesses | 2 |
| Government Disbursements | Social grants, wages, emergency payments | 2 |
| Healthcare Payments | Fragmented medical billing across regions | 3 |