Tiered KYC
Progressive identity verification — basic access with minimal friction, higher limits as trust is established.
Definition
Tiered KYC (Know Your Customer) is the FORUS approach to identity verification that balances financial inclusion with regulatory compliance. Rather than imposing full-weight identity checks upfront (which exclude the unbanked), the system offers progressive tiers: basic access requires minimal documentation, while higher transaction limits and advanced features unlock as users verify additional identity attributes. This ensures that previously excluded populations can participate in the digital economy from day one, while still meeting regulatory requirements at each tier. The system operates through UDPN's compliance framework.
Regulatory enforcement nodes that programmatically apply jurisdictional rules within the network.
Anti-money laundering checks built into the network at the protocol level, not bolted on after the fact.
FATF requirement for sharing originator/beneficiary information in cross-border transfers — enforced natively.